In a small saucepan, add all your ingredients, except for the whipped cream. On medium heat, bring to a simmer. Once it begins to simmer, reduce to low and stir regularly. After 2 minutes, remove from the heat.
Pour into two cups and top with whipped cream.
* If you don't have an espresso machine or coffee machine, use instant coffee. Combine 1/4 cup boiling water with 2 teaspoons of instant or decaf coffee. Reduce the milk to 1 3/4 cups. For an iced gingerbread latte, pour over ice.