Chocolate Chip Banana Bread

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5 from 358 votes
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My chocolate chip banana bread recipe is moist, fluffy, and bursting with mouthfuls of chocolate chips in every bite! It uses pantry staple ingredients and needs very little prep.

Craving more banana bread recipes? Try my strawberry banana bread, ginger banana bread, and protein banana bread next.

chocolate chip banana bread.

Need an excuse to use those poor browning bananas in your kitchen cupboard? 
While yes, you could make my healthy banana pancakes, nothing beats a warm loaf of fresh banana bread, especially when there’s chocolate involved!

Table of Contents
  1. Why I love this recipe
  2. Ingredients needed
  3. How to make chocolate chip banana bread
  4. Arman’s recipe tips
  5. Storage instructions
  6. Frequently asked questions
  7. More banana loaves and baked goods
  8. Chocolate Chip Banana Bread (Recipe Card)

Why I love this recipe

  • The perfect texture. The bread is light and fluffy, and the half-melted chocolate chips add the perfect texture change to take it over the top.  
  • Easy to make diet-friendly. There are no eggs in this recipe, and it’s easy to make dairy-free AND gluten-free if desired. 
  • Minimal prep time. Seriously, the oven takes care of all the hard work, so there is very little hands-on time. 
  • Made in one bowl. And you know what that means? Clean-up is a breeze!

★★★★★ REVIEW 

“This recipe is absolutely amazing! I even made it vegan, and it is still wonderful! def recommend”Starlyn

Ingredients needed

  • Ripe bananas. The browner your bananas, the sweeter the banana flavor!
  • All-purpose flour. You can use regular AP flour, white whole wheat flour, or gluten-free all-purpose flour if you prefer. 
  • Sugar. I recommend sticking to white sugar or using part white and part brown sugar. Using all brown sugar will yield a heavier loaf with a stronger flavor. 
  • Baking soda. To help the bread rise. 
  • Salt. Just a pinch to balance the other ingredients. 
  • Unsalted butter. Replaces the need for oil in the recipe while keeping the bread buttery and super moist. To keep it vegan, use oil or dairy-free butter. 
  • Milk. Unsweetened almond milk is my standby, but any type of dairy or dairy-free milk works. 
  • Vanilla extract. A must for banana bread!
  • Apple cider vinegar. This helps the bread rise and be fluffy without the need for eggs! 
  • Chocolate chips. I used a mix of semi-sweet chocolate chips and chocolate chunks to add a fun texture change. Be sure to reserve a few to top the bread.
  • Walnuts. Optional, but highly recommended!

All out of ripe bananas?

If you’re craving banana bread but only have firm bananas, I’ve got you covered! Here are a few of my top tips for quickly ripening bananas:

  • Oven. Bake them at 150C/300F for 10-15 minutes (in their peels) and let them cool completely before using.
  • Overnight. The night before, place them in a brown paper bag. By the morning, they’ll be ripened. 
  • Microwave. Microwave the bananas in their peels in 30-second intervals until soft. Let them cool completely.

How to make chocolate chip banana bread

I’ve included step-by-step photos below to make this recipe easy to follow at home. For the full printable recipe instructions and ingredient quantities, scroll to the recipe card at the bottom of this post.

Step 1- Prep. Preheat the oven to 180C/350F. Line a loaf pan with parchment paper, reserving a few inches overhanging on each side.

Step 2- Mix. In a large bowl, stir together the dry ingredients. Add the remaining ingredients (except the chocolate) and whisk to combine. Fold in the chocolate chips and nuts if using. 

Step 3- Bake. Pour the batter into the prepared pan, sprinkle with extra chocolate chips, and bake for 45-50 minutes or until a toothpick inserted comes out clean. Let the bread cool in the pan completely.

banana chocolate chip bread.

Arman’s recipe tips

  • Run out of bananas? This recipe requires roughly 4 bananas, but if you come up short, make it up with unsweetened applesauce or pumpkin puree. I do this all the time!
  • Don’t overmix the batter. The more you mix, the more air is lost, resulting in a dense loaf. 
  • Mash the bananas with a fork. I tested this and blending the bananas, and I found the fork method left some texture to the bananas and made for a moister loaf. 
  • Toss the chocolate chips in flour. To keep them from sinking to the bottom. 
  • Cover the bread with aluminum foil. If you notice the top of the bread is browning before the center is cooked, lightly tent it in foil around the 30-minute mark. 
  • Make banana bread muffins. Pour the batter into a greased muffin tin and bake for 18-24 minutes or until a toothpick comes out clean. 

Storage instructions

To store: Leftover slices can be stored in an airtight container at room temperature for up to one week or in the refrigerator for up to two weeks. 

To freeze: Wrap leftover bread in plastic wrap, store it in a freezer bag, and freeze for up to six months.

banana bread with chocolate chips.

Frequently asked questions

How do you keep chocolate chips from sinking into banana bread?

To combat this, you should ALWAYS fold through the chocolate chips at the end of the recipe preparation, instead of all at once. Alternatively, you can toss the chocolate chips in a few tablespoons of flour. This stops them from sinking to the bottom.

Can you cook banana bread in a glass pan?

Yes, you can cook or bake banana chocolate chip bread in a glass pan, but be wary that the heat distributes differently. To combat this, bake the banana bread at 170C/325F to compensate. 

More banana loaves and baked goods

chocolate chip banana bread recipe.

Chocolate Chip Banana Bread

5 from 358 votes
My chocolate chip banana bread recipe is moist, fluffy, and bursting with mouthfuls of chocolate chips in every bite! It uses pantry staple ingredients and needs very little prep. Watch the video below to see how I make it in my kitchen!
Servings: 12 servings
Prep: 5 minutes
Cook: 45 minutes
Total: 50 minutes

Video

Ingredients  

Instructions 

  • Preheat the oven to 180C/350F. Line a loaf pan with parchment paper, reserving a few inches on each side overhanging.
  • In a large mixing bowl, add your flour, sugar, salt, baking soda and mix well. Add your mashed bananas, softened butter, vanilla extract, apple cider vinegar and mix of choice, and mix until just combined. Using a rubber spatula, fold through your chocolate chips of choice.
  • Transfer your batter into the lined loaf pan. Top with extra chocolate chips and bake for 45-50 minutes, or until a skewer comes out just clean from the center.
  • Remove banana chocolate chip bread and allow to cool in the pan completely.

Notes

* White sugar is best. You can also use half brown sugar/coconut sugar and half white sugar. Avoid using all brown sugar, as the flavor will be too deep.
TO STORE: Leftovers will keep at room temperature, covered, for up to one week. To keep it longer, refrigerate it. 
TO FREEZE: Place the cooled bread in a ziplock bag and store it in the freezer for up to 6 months. 

Nutrition

Serving: 1sliceCalories: 226kcalCarbohydrates: 29gProtein: 3gFat: 9gSodium: 195mgPotassium: 22mgFiber: 5gVitamin A: 360IUCalcium: 19mgIron: 2mgNET CARBS: 24g
Course: Breakfast
Cuisine: American
Author: Arman Liew
Tried this recipe?Give us a shout at @thebigmansworld or tag #thebigmansworld!

Originally published February 2023, updated and republished August 2024

Arman Liew

I’m a two time cookbook author, photographer, and writer, and passionate about creating easy and healthier recipes. I believe you don’t need to be experienced in the kitchen to make good food using simple ingredients that most importantly, taste delicious.

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5 from 358 votes (342 ratings without comment)

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Comments

  1. 5 stars
    So yummy! I had a go to banana bread recipe for so long that had a ton of eggs in it and it was delicious but I became allergic to them a couple years ago. I’ve been searching for a good eggless recipe and this is it!

    I used bobs 1 to1 gf flour and I also only did 1/2 c of sugar. I also used butterscotch chips and pecans since it’s what I had on hand and definitely do not regret it! I used some veggie oil to oil my glass pan instead of parchment and had no problem with sticking.

    Will be making over and over thank you!

  2. 5 stars
    My go-to recipe for banana bread. It’s very very good.
    By the way, point 2 in the instructions, says “mix of choice” instead of “milk of choice”.

  3. 5 stars
    Delicious! So moist, fluffy and a crispy outer layer. I also added a tablespoon of ground flax seeds and a handful of craisins. Thank you.

  4. Hi Arman! I love your recipes so much! I just had a question:

    In your nutrition section, you said that one slice is 226kcal. But I looked up how many calories is 1 kcal, it said that it was 1000, but it seems wrong that a slice of the bread is 226,000 calories 😂 Could you correct it for me – I don’t really understand. I’m sure that I’m just missing something really big haha

    Thanks!

  5. 5 stars
    Hi I like the recipe, but you please let me which of gluten free all purpose flour is good to use for cakes and cookies thank you

  6. Do you know what the outcome would be without sugar? Bananas and dairy free chocolate chips have a lot of sugar. Plus, if I added raisins – more sugar. I’m trying to stay away from granulated sugar!(addicted)😩

  7. I followed all the directions but substituted almond flour for regular flour and baked for 60 mins and the bread still came out super soggy and did not rise. ;-(
    Any thoughts why?

    1. Hi Christina- There is no almond flour in this recipe. I’m not surprised it didn’t turn out if you used alternative ingredients.

  8. 5 stars
    Best banana bread I’ve ever made and my family loves it! I used 3/4 of white sugar and 1/4 of brown sugar instead, and it made it so good!